ABACUS | AI FOR BETTER FINANCE

AI Massive Multi-modeling Platform

ABACUS is a core AI ‘Logic Chip’ in Finance that integrates cross-industry data and converts into value-adding ‘credit’ information in Finance.

Start Building Your Models with ABACUS

ABACUS automates complex machine learning modeling process, from Data Collection, Pre-processing, Feature Selection,
Model Training, Validation, and Real-time Deployment.

With ABACUS, you can easily build and monitor thousands of predictive models with just a few clicks.
No machine learning expertise is required.

Introducing the industry leading machine learning platform, ABACUS

ABACUS Brochure - English (PDF)
See what ABACUS can do for your business.

ABACUS BROCHURE
ENGLISH (PDF)

Instant Data Analysis

Direct Upload or connect with DB
Prepare, integrate and analyze massive data at high speed
Various segmentation techniques such as filtering / sorting
Recommend pre-processing method for each column
Provide intuitive and analytics modules

Simplified Operation

ABACUS Web image - Gallery - bank Delinquency

Monitor and update massive models in
real-time and derive optimal decisionmakings
Manage models and modeling history
systematically with workspaces and projects

Feature Engineering

Data Pre-processing
Various tasks for creating derivative
variables from number / datetime
/ text data
Provide binarize and data grouping functions

Cutting-edge ML Algorithms

Support Machine Learning model for
Classification / Regression / Clustering
/ Recommendation
Provide Deep Learning algorithms
Ensemble algorithms for better performance

Intuitive Modeling

Easy UI / UX designed for non-experts
Provide Champion / Challenger system
with detailed parameter tuning
performances for each algorithm

Model Insight Reporting

Human-interpretable models to explain
resulting insights for each AI grade
Provide model performance reports and charts

Flexible Deployment

ABACUS Web image - Deployment Management

Choose between On-premise or Cloud
based on your needs
Activate or deactivate the service as necessary

Model Lifecycle Management

ABACUS Web image - Gallery - UI/UX Project

Monitor model performance shift
in real-time
Update with the champion model via
appropriate legacy process

Explainable AI(XAI)

ABACUS Web image - Feature Interpretability

Human-interpretable models to better
understand AI with greater transparency
Provide explanatory module for each
record in model deployment

Data Integration from Multiple Data Sources

You can explore massive datasets in a single interface using in-memory processing. Easily extract and integrate data directly from different databases, regardless of origination, format or type.

Massive Model Validation & Real-Time Deployment

You can build thousands of predictive models, monitor and validate their performances in a single Gallery view. Easily update and deploy with the best performing model with Champion/Challenger system.

Open The Black Box with Explainable AI

ABACUS offers a multi-dimensional view of individual customers and provides logical reasons behind the prediction results with human-interpretable models

Seamless Integration with High Scalability

ABACUS is a lightweight, stand-alone solution that is packaged within Docker Container Image(s). It allows seamless integration with legacy systems using REST APIs while the existing system remains unchanged.

Use Case

Banking

Personal / SME Loan Underwriting
with customized interest rates and limit

Multi-dimensional Credit Scoring Using Data
from banks, e-commerce, telecom, etc.

Product Recommendation on Individual
purchase historty and preference

Churn Management for Mobile Banking

Dynamic Sales Preport with Automated
validation of risk acceptance criteria

Top-up Product Offering to Retain Customers
with low credit risks

Automated Credit Performance Tracking with
Vintage chart by product / segment / channel

Collection Strategy Optimization by Bucket

Securitization Process Optimization with
account-level cash flow projection

Insurance

Persistency Optimization via Late Payment /
churn prediction to prevent policy lapse

Target Marketing(Up / Cross-sell) to Maximize
Sales Opportunities

Optimal Matching between Orphan Customers
and agents to improve sales conversion rate

Claim Fraud Detection with Automated Model
retraining to detect emerging trends in real-time

Product Development with Differentiated
premium based on the risk levels

Product Recommendation with Automated
demand analysis using multiple data sources

Pricing Optimization to Drive Better
conversion rate

Retail Payment / Credit Card

Payment Fraud Detection(On / Offline) via
automated Deep Learning with real-time
monitoring and retraining

Churn Management by Predicting The Causes
of customer attrition in advance

Target Marketing on Individual Purchase
history and preference

Demand Prediction for Future Loan and Offer
customized rates with multi-dimensional model

New Digital Banking Model

ABACUS Banking Operating System(ABOS),
automating from loan origination to portfolio
management, collection and securitization

Modularized Banking Functions for
e-commerce, telecom, e-wallet, etc.

New Business Model Consulting on
cross-industry data integration